Abstrak
BPRS Haji Hajj is one of the seven existing BPR Syari’ah in West Sumatra . As microfinance institutions, BPRS Haji Miskin community prioritizing the rural poor economic group . This is done in an effort to improve their economy by providing financing based on the principles of murabahah. The other advantage is that the product murabahah system knows no usury or interest, but in this case the lack of transparency between the bank and the customer that the bank previously provided information on the items to be purchased in accordance with the wishes of the customer with an additional price known by the customer . But behind it all , the principles of Shari'ah on murabaha contract is to be analyzed further . Application murabaha contract in BPRS Haji Miskin used as one loan product, where the contract has been modified . The murabaha contract agreement coupled with the BPRS Haji Miskin wakalah contract . If you look at the draft agreement on the murabaha agreement SRB Haji Miskin , already meet the minimum requirements according to the concept of murabaha contract Jurisprudence . However, when analyzed further turns out there are some issues related to the murabaha contract agreement in the BPRS needs to be re dikretisi

Kata Kunci: aplikasi, Murabahah